Not sure where to start? Let Clear to Close Mortgage guide you.
Providing clients with the necessary lending options they desire to purchase or refinance a home while educating them along the way.
“We don't say no, We say when”
FHA
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families. A VA loan may also have reduced closing costs and no prepayment penalties.
Conventional
A conventional mortgage or conventional loan is any type of home buyer’s loan that is not offered or secured by a government entity. Instead, conventional mortgages are available through private lenders, such as banks, credit unions, and mortgage companies.
USDA Loans
If you’re looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Clear to Close Mortgage
“We don't say no, We say when”
We are a small passionate team with a blend of personal and professional mortgage experience. Clear to Close Mortgage is a local community bank in Arizona which has served customers and communities for over 21 Years.
Meet our team
Our Team
Mario Nevarez Jr.
Owner and Originator
License
# NMLS ID 901224,
AZ LO 0946601
- 623 255 2203
- mnevarez@ctc-mtg.com
Jannette Nevarez
Owner and Originator
License
# NMLS ID 197686,
AZ LO 0926862
- 480 375-0908
- jannette@ctc-mtg.com
Karen Pelosi
Mortgage Loan Originator
# NMLS ID 1497717
- (480) 221-3668
- karen@ctc-mtg.com
The real estate advice you need at your fingertips
Clear To Close Mortgage
Our Vision
Our vision is to build a mortgage brokerage and loan services brand reflective of our values, and become the number one choice for fast, efficient, and affordable services by all and particularly people of color, military, veterans, and Latinos in the communities we serve.
Our Benefits For You
Get Started In Minutes
Our Process In 2 Steps
Take these two easy steps to start your application process for a purchase or sale of a home with assistance from professional advisors.
Step 1: Request a Consultation
The first step is to request a consultation with one of our advisors by completing the form found on this page.
Step 2: Connect
After the consultation, we will coordinate with our internal teams to connect you with the professional that best meets your needs.
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CLEAR TO CLOSE LIVE
- Watch us live via Facebook every Tuesday
- We eat tacos and talk Real Estate Business
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